Final Expense Plans

Let’s face it, no one wants to talk or think about Death.

But someone, someday, somehow will have to make theseimportant decisions. At a future date, someone will be responsible for making your funeral arrangements and paying for them. These are the questions that will need to be answered.

Who Will Make theseDecisions?
What Kind of Funeral Will You Want to Take Place?
Who Will Pay for It?
What are the Ways to Pay YourFuneral Costs?
What Happens to your SpouseThat Is Left Behind?

It is a real burden, but doesn’t have to be…
Your best option is a Final Expense Plan which is a low cost way to prepare for ALL of the expenses associated with the end-of-life.

Key Benefits of a Final Expense Protection Plan

  • Easy to Apply for
  • No medical exam
  • Plan Builds Cash Value
  • Premium guaranteed never to increase
  • Benefits guaranteed never to decrease
  • Funds are set up Immediately in a person’s name or institution
  • You can never be cancelled because of your age or health
  • Protection from the very first day your policy takes effect
  • Benefits are paid tax free
  • Plans Available Regardless of Your health

Funerals rank among the most expensive purchases many consumers will ever make. In North Carolina in 2015, a traditional funeral cost averaged between$7,000 – $10,000.

Typical Breakdown of Traditional Funeral Expenses in North Carolina

Funeral Director Services $1,000 – 1,500
Cemetery Plot 800 – 1,200
Casket 1,700 – 2,500
Headstone 1,000 – 1,500
Visitation / Viewing 400 – 600
Transportation 400 – 600
Flowers 300 – 500
Embalming 400 – 600
Misc. 1,000 – 1,000
GRAND TOTAL $7,000 – 10,000

It’s financially smart getting a final expense insurance plan that leads to savings in the long run. It’s a responsible way to plan for your final moments on earth.
You can get great rates based on your age and health. Through the Brenmark Insurance Group, final expense plans are available from multiple high rated insurance carriers. We shop, you save!

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